A Forever Fee Free Account for Community Groups, Clubs, Charities and Local Organisations
Running a community group should not mean battling bank fees, endless paperwork or long delays just to get an account number and sort code.
Across our local communities, small organisations do incredible work every day. Community libraries, local clubs, village halls, support groups, hubs, charities, CICs, not-for-profits and volunteer-led organisations all help bring people together. They keep communities active, connected and supported.
But too often, these groups struggle to open or keep a suitable account. Some are too small for the big banks. Some only need to receive grants, donations or membership money. Others are charged monthly fees for an account they hardly use.
That is exactly why Wessex Community Bank offers the Community Group Account.
It is simple, online, easy to open and forever free.
What is the Wessex Community Bank Community Group Account?
The Community Group Account is an online basic deposit account for local community groups and organisations.
It gives your group a proper account number and sort code so you can receive money in and make payments out. That means you can accept grants, donations, fundraising income, membership payments and other community funds without paying bank charges just to keep the account open.
It is not a full business account. It does not come with a debit card, overdraft or complex business banking features. But for many small community organisations, that is the point. You do not always need a complicated business account. You just need somewhere safe, practical and reliable to look after your group’s money.
Forever Fee Free
The biggest benefit is simple.
There are no account fees.
No monthly account fee.
No payment charges.
No statement charges.
No administration charges.
No hidden bank fees for small community groups.
For a small club, charity, support group or local hub, every pound matters. Money raised for the community should stay in the community, not disappear into banking charges.
Guaranteed Access for Community Organisations
Many small local groups find it difficult to open accounts with big banks. They may only need an account to receive a grant, hold fundraising money or pay for supplies, room hire, events or equipment.
Our Community Group Account is designed for exactly that.
It is suitable for community groups, charities, non-profits, not for profits, CICs, local clubs, support groups, hubs and other community organisations that help make local life better.
There are no credit checks to open the account, and no account credit monitoring. There is also no unnecessary red tape, no lengthy forms and no need to jump through hoops.
Easy Online Banking for Everyday Community Payments
Once your Community Group Account is open, your group can use it online.
You can receive payments into the account and make payments out on weekdays. That means your group can pay suppliers, venues, event costs, equipment costs, invoices and other everyday community expenses.
It is simple, practical and built around what smaller organisations actually need.
Safe, Ethical and Community Focused
Wessex Community Bank is a not-for-profit, member-owned cooperative. That matters.
When your group banks with us, your money supports an organisation that exists to help people and communities, not external shareholders.
Your deposits help us support financial inclusion, encourage saving, provide affordable loans, support local groups and invest back into the communities we serve.
Your group is not just getting an account. You are helping create a stronger local financial system.
Exclusive Community Group Offers
The Community Group Account also gives your organisation access to exclusive community group offers.
That includes access to high-return savings offers and low loan interest rate offers that are only available through our community group programme.
We created these offers because we want to give something back to the groups that hold our communities together.
Earn Donations for Your Group
Your Community Group Account can also help raise money for your organisation.
If an employee, volunteer, member, supporter or family member opens a qualifying personal savings or loan account with us, your group can receive a donation of up to £25.
And if you refer another community group that goes on to open a Community Group Account, your group can receive £50.
It is simple, easy and effective. Your group gets a fee-free account, access to exclusive offers and a way to generate extra community funding.
Who is the Community Group Account For?
The account is ideal for:
Community groups
Local clubs
Community libraries
Support groups
Charities
CICs
Not-for-profit organisations
Volunteer-led organisations
Community hubs
Small local projects
Grassroots organisations
Groups that need to receive grants or donations
Groups being charged by a bank for a small account
If your organisation helps bring people together, supports local people or strengthens your community, this account could be a great fit.
Why Choose Wessex Community Bank?
Because we understand community organisations.
We know many local groups do not need expensive business banking. They do not want unnecessary paperwork, credit checks, account monitoring or monthly fees. They just need a safe, ethical and practical account that works.
With Wessex Community Bank, your group gets:
A forever fee-free account
An online account number and sort code
Same-day weekday transfers
No credit checks to open
No account credit monitoring
No unnecessary red tape
Access to exclusive community group savings and loan offers
Donation opportunities for your group
Support from a not-for-profit community bank
A simple account designed around local groups
Open a Community Group Account
If your community group, charity, CIC, club, hub or not-for-profit organisation needs an easy, fee-free account, Wessex Community Bank can help.
Whether you need to accept grants, receive donations, pay suppliers, cover event costs or stop paying bank fees on a small account, our Community Group Account gives you a simple and reliable way forward.
It is free forever, easy to set up and built for the organisations that help our communities work.
Open your Community Group Account with Wessex Community Bank today and keep more of your money where it belongs, in your community.