Small Bank. Big Savings
Because we’re not-for-profit, our standardplus loan is always lower than the ten major banks up to £5,000
Our StandardPlus loan is always lower than Nationwide, Barclays, Santander, TSB, Halifax, Natwest, RBS, First Direct and Lloyds and HSBC.
What makes us different?
We don’t just lend, we’re looking out for you. Our personal loans come with great rates, a human loan assessment tailored to your circumstances, built-in savings to help you plan ahead, and real people on hand to give friendly local support.
If you want a better deal from a bank that’s owned by its members and works for its community, you’ve just found it.
Better Overall
No other lender offers more in one perfect package.
Loans from £500 - £5,000
No early repayment charge
3-month payment holiday
Integrated savings
Loans assessed by humans
Price Promise that we offer lower rates than the big banks for loans up to £5,000*
*based on a standard plus loan for full-time employed applicants