StandardPlus Price Promise

A better rate should be part of the deal.

On StandardPlus loans up to £5,000, we check major bank loan rates every month and aim to keep ours lower. If you find a lower comparable rate that is genuinely available to you, we’ll beat it.

The Price Promise applies to qualifying StandardPlus loans. Lending remains subject to affordability and our lending criteria.

Wessex Community Bank customer
Our promise Found a lower comparable rate?

If it is genuinely available to you on a qualifying StandardPlus loan up to £5,000, we’ll beat it.

We check. You compare. We stand behind the rate.

The aim is simple: keep StandardPlus competitive against major bank personal-loan rates without making you do all the checking first.

1 We check major banks every month We review their personal-loan rates against StandardPlus.
2 We aim to keep StandardPlus lower The Price Promise applies to qualifying StandardPlus borrowing up to £5,000.
3 Found a genuinely lower comparable rate? If it is available to you, we’ll beat it. That’s the promise.

A good loan is about more than the headline rate.

These benefits are built into our loans rather than added as extras.

No admin fees

We do not add an administration fee simply for arranging or managing your loan.

No early repayment fees

If you want to repay your loan early, we do not charge an early repayment fee.

3-month payment break

With all loans except the Starter Loan, you can take a break from three scheduled payments, subject to the rules below.

Take a payment break when you need it.

Eligible borrowers can take a break from three scheduled loan payments during the life of the loan. You can use all three together, or take them one month at a time.

Option 1 Take all three payments together
Option 2 Take individual months when you need them
Ready to look at your options?

See which Wessex loan might suit you.

Compare our personal loan options and choose where to start.

See our loans