Cashback Loans

Borrow money. Build savings.

Don't just pay back your loan. Build something while you do it.

Every loan includes Cashback. One regular payment pays down your loan while building a separate pot of savings that's yours to keep.

Save as you borrow Build your own cash reserve No early repayment fee
Wessex Community Bank Cashback Loan customer enjoying the benefit of saving while borrowing
How Cashback works

One payment. Two good things going on.

You repay your loan and build savings at the same time. You don't need to remember to save separately. It's built into your regular loan payment.

You borrow

Take out a loan with us. Cashback is included as part of the way our loans work.

You make one regular payment

Most of your payment repays the loan. A smaller part goes into a separate Cashback savings pot in your name.

Your debt falls. Your savings grow.

Keep making the same payment and, in the background, you're building up your own money while the amount you owe gets smaller.

Cashback Loan explainer showing how borrowing and saving work together

Why is that better?

With an ordinary loan, you can reach the end with the loan repaid but nothing saved. With Cashback, you can finish your loan with a pot of your own money already built up.

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More than just borrowing

A loan that leaves you with something.

Most loans have one job: you borrow the money and pay it back. Cashback does more. While you're clearing the debt, you're also building up money of your own.

Your Cashback. Your choice. What happens to the money you've saved?

It doesn't disappear into the loan. It builds up separately, giving you options as your loan balance falls.

Finish with cash

See the loan through to the end and your Cashback savings are still yours. Instead of finishing with nothing, you've already built up a pot of money to use as you choose.

Or clear the loan earlier

If your Cashback grows enough to cover the amount you still owe, you can use it to repay the loan early. There is no early repayment fee, so you could also save future loan interest.

Every loan has one Cashback isn't an optional extra. It's how our loans work.
One regular payment Repay your loan and build your Cashback savings together.
No early repayment fee Pay the loan off early without an early repayment charge.
Build financial resilience Borrow what you need while building a cash reserve in the background.
Don't just pay back a loan. Build something while you do it. That's all our personal loans come with Cashback.